Banker’s ChequesBuying a banker’s draft (any currency) ANG 23.32 per cheque
Business Services Night Deposits
Payroll Services
Annual administrative fee ANG 53.00/
Electronic file processing fee ANG 1.00 + Turnover Tax (1.06 per trans.)
USD 28.62
Administrative Fees
Reference letter ANG 42.40 for personal and commercial clients USD 26.50 for offshore clients
Interest statement FREE for previous year All other years ANG 42.40
Current account - 20.00 units of the currency of the a/c+ turnover taxEURO 35.00*
Monthly fee for non-resident/offshore (International Bank)
Online Banking - NetBankMonthly subscription feePersonal clients
FREE
Business clients
ANG 15.90(viewing account only)
Business clients
ANG 26.50(conducting trans. and viewing accounts)
Off shore business clients
ANG 31.80Token (replacement)Personal clients
ANG 26.50Business clients
ANG 106.00Offshore business clientseStatements FREEPrinted statements ANG 1.59,USD/EUR 0.80 per cycle
ANG 106.00
Electronic Banking
General Deposit-relatedDormant a/c fees ANG 5.30 per month,
USD /other currency 2.65 per month (after 2 years inactive)
ChequesCheque books of 20 ANG 26.50Cheque books of 40 ANG 53.00Stop payment of cheques ANG 15.90 per chequeCancel stop payment ANG 15.90 per chequeReturned cheques/NSF ANG 26.50 per chequeHonored cheques/NSF ANG 10.60 per cheque
Automatic Payments (standing orders)
Automatic payments to accounts held FREEby the same client at RBC Royal Bank Standing order or automatic payments to ANG 2.65 per trans.third party a/c’s at RBCStanding order or automatic payments to ANG 4.24 per trans.other local banks, onlineAutomatic pre-authorized payments to ANG 2.65 per trans.utilitiesReversal of automatic payments or ANG 26.50 per entrydirect debits due to insufficient balanceSet-up fee ANG. 10.60Amendment fee ANG. 10.60Cancellation fee (cancelled by RBC dueto 3 consecutive NSF) ANG. 10.60
Cash Transactions Cash withdrawals in USD/EUR from 0.5% of amount, with a
min. charge of USD/EUR 5.00 + turnover tax
USD/EUR account
Bill payment cash/account debit ANG 3.18
Encashment of RBC Royal Bank chequesby client
FREE
Encashment of RBC Royal Bank chequesby non client
ANG 5.30
Foreign currency exchange USD 0.5% of amount, with a min. charge of ANG 2.50 and max. charge of ANG 10.00 EUR: 2.5% of amount + turnover tax
Client purchases of foreign currency FREEEncashment of traveller’s cheques ANG: 1% of amount, with a
min. charge of ANG 5.00 USD: 1% of amount, with a min.charge of USD 3.00+ turnover tax
Bulk Cash FeesExchange of coins 1% of value of coins min. ANG. 5.00 (if value of coins ≥ ANG 100) + turnover taxCoin orders 1% of value of coins min. ANG. 10.00 + turnover taxLarge Cash Handling Fee - OTC deposits 0.1% of amount if cash & withdrawals (local currency) amount ≥ ANG. 10,000) + turnover tax
Wire TransfersIncoming PaymentsLocal incoming payments FREEInternational incoming payments ANG 15.90
Outgoing PaymentsLocal Outgoing Transfers
Over the RBCCounter Netbank™
To own account at RBC FREE FREE FREE To a 3rd party at RBC
ANG 5.30ANG 5.30
ANG 1.59To a 3rd party at another local bank
Inter-Island Outgoing Transfers
Outgoing to a 3rd party at another bank Bonaire, St. Maarten or Saba
ANG 7.42 ANG 3.71
Outgoing to a 3rd party at RBC Bonaire, St. Maarten or Saba
ANG 7.42 ANG 2.65
International Outgoing TransfersInternational outgoing wire transfers * ANG 36.00
Foreign Bank charges EUR 26.50/USD 21.20
ANG 30.00plus 1/8% plus 1/8% min. ANG min. ANG25.00, 20.00, max. ANG max. ANG500.00 + turnover tax
500.00 + turnover tax
*Plus beneficiary charge if applicable. The beneficiary charge is the foreign bank’s fee for effecting the payment. This charge will be deducted from the amount sent unless otherwise indicated. Where requested this amount can be debited from your account at the time of the transaction. Please ask your branch for details.
Recall/Amendment fee of international wire transfer
USD 31.80 or ANG 57.24
Foreign currency transfer / NSF ANG 15.90
Banking AccountsRBC Day to Day BankingMonthly fee ANG 10.60
EURO 35.00*
Additional debit trans. fees Branch: ANG 2.12 Cheque: ANG 1.06ATM: FREE at RBC ATM's
Number of free monthly debit trans. 5 Free cheques
RBC No Limit Banking
Monthly fee ANG 15.90
Additional debit trans. fees Branch/ Cheque/ATM: FREE at RBC ATM's
Number of free monthly debit trans. Unlimited Free branch/cheques
RBC VIP BankingMonthly fee ANG 31.80
Additional debit trans. fees Branch/ Cheque/ATM: FREE at RBC ATM's
Number of free monthly debit trans. Unlimited Free branch/cheques
Age-Based Accounts
RBC Leo’s Young SaversMonthly fee FREEAdditional debit trans. fees Branch: ANG 2.12/
ATM: FREE at RBC ATM's
Branch: ANG 2.12/ Cheque: ANG 1.06/ATM: FREE at RBC ATM's
Branch: ANG 1.59/ Cheque: ANG 1.06/ATM: FREE at RBC ATM's
ANG 5.30 is daily closing balance of ANG 5000.00 is not maintained
RBC Student BankingMonthly fee FREEAdditional debit trans. fees
Plan 50 SavingsMonthly fee
Additional debit trans. fees
Savings AccountsRBC Day to Day SavingsMonthly fee ANG 5.30 if daily closing
balance of ANG 2500.00 is not maintained
Additional debit trans. fees Branch: ANG 2.12/ ATM: FREE at RBC ATM's
RBC Enhanced SavingsMonthly fee ANG 5.30 if daily closing
balance of ANG 5000.00 is not maintained
Additional debit trans. fees Branch: ANG 2.12/ ATM: FREE at RBC ATM's
RBC High Interest Beaing eSavings
Monthly fee ANG 10.60 if daily closing balance of ANG 10000.00 is not maintained
Debit trans. fees Branch: ANG 4.24
*Effective December 31st, 2017ANG = Netherlands Antilles guilders USD = US dollars EUR = Euros
For details of our other charges, please contact your Account Executive or our Client Service Department on 763 8438 (Curacao). Publication of December 31st, 2017. RBC Royal Bank maintains the right to be
able to adapt their charges conform market circ*mstances. These charges are inclusive of our Value Added Tax (VAT).*Trademarks/registered trademarks of Visa and MasterCard International Incorporated. Used under licence.
®Registered trademark of Royal Bank of Canada. Used under licence. ™Trademark of Royal Bank of Canada. Used under licence.
Curaçao Schedule of Fees & Charges
Curaçao Schedule of Fees & Charges
Card Services cont’d
ATM & POS charges
Withdrawals from RBC Royal Bank ATM FREE
Withdrawals at non RBC on CashNet ANG 2.00 plus the exchange rate per trans.+ turnover tax
(Aruba, Curacao, St. Maarten, Bonaireand Saba)
Withdrawals from other ATM ANG 4.20 plus the exchange rate per trans.+ turnover tax
MasterCard Cirrus Network
Withdrawal at RBC Royal Bank ATMs:Aruba/Bonaire/St. Maarten/Saba
ANG 2.00 plus the exchange rate per trans.+ turnover tax
Withdrawals at RBC Royal Bank ATM’s in TT/EC
ANG 3.00 plus the exchange rate per trans.+ turnover tax
Debit Card Replacement Fee ANG 15.90
Balance Enquires at ATMs on the MasterCard Cirrus Network
ANG 0.53
Declines (NSF) at RBC or non-RBC ATMs on the MasterCard Cirrus Network
Purchases at international merchants on the Cashnet Network*
POSPurchases at domestic merchants
ANG 1.06
FREE
FREE
Purchases at international merchants on the MasterCard/Maestro Network*
FREE
Declines at international merchants on the MasterCard/Maestro Network
*Exchange rates will apply
ANG 1.06
To find out more about Schedule of Fees and Charges or any other information not listed in this brochure:
› Visit your nearest RBC Royal Bank branch
› Call 763 8438
› Or visit www.rbc.com/caribbean
Schedule of fees and charges
Disclaimer
The content of this publication is for the general
guidance and benefit of our clients. While efforts
are made to ensure the accuracy and completeness
of the information at the time of publication, errors
and omissions may occur. You should not act or
rely on the information herein without seeking the
advice of a professional. RBC Royal Bank N.V. and its
affiliates specifically disclaim any liability which is
incurred as a consequence, directly or indirectly, of
the use and application of any of the contents of this
publication. RBC Royal Bank N.V. reserves the right
to amend the terms and conditions stated in this
publication.
Used under licence. *Trademarks/registered trademarks of Visa and MasterCard International Incorporated.
®/™ Trademark(s) of Royal Bank of Canada. Used under licence.
(12/2017)
*Effective December 31st, 2017ANG = Netherlands Antilles guilders
USD = US dollars EUR = EurosFor details of our other charges, please contact your Account Executive or our Client Service Department
on 763 8438 (Curacao). Publication of December 31st, 2017. RBC Royal Bank maintains the right to be able to
adapt their charges to conform to market circ*mstances. These charges are inclusive of our Value Added Tax (VAT).
Credits to Accounts
Cash deposits to accounts held by FREEthe same client at RBC Royal Bank
Cash deposits to third-party accounts ANG 3.18
Cash deposits in foreign currency USD: FREEEUR: 2.5% of amount deposited + turnover tax
Deposit of RBC Royal Bank cheques FREEDeposit of FREERBC Royal Bank (Aruba) N.V. cheques Deposit of other local bank cheques FREEDeposit of US bank cheques FREE
Deposit of cheques drawn on foreign, USD 75.00 + non-US banks collection costs
+ turnover tax
Encashment/Deposit of traveller’s Cheques
To ANG account: 1%,
with a min.charge of ANG 5.25(value-dating: 15 days)To USD account: 0.5%(value-dating: 15 days)+ turnover tax
Card Services
Visa Classic/MasterCard StandardAnnual membership fee USD 37.10Annual extra card USD 21.20Annual fraud protection USD 21.20
Visa/MasterCard GoldAnnual membership fee USD 79.50Annual extra card USD 31.80Annual fraud protection USD 31.80
Visa/MasterCard BusinessAnnual membership fee USD 106.00Annual extra card USD 53.00Annual fraud protection USD 31.80
Visa/MasterCardUrgent payment fee USD 10.60Cash advance (%) RBC ATM 3% min. USD 5.00Cash advance (%) Non RBC ATM 3% min. USD 5.00Late payment fee 2.5% min. USD 35.00Over the limit fee under 5% min.
USD 20.00 stating+ turnover tax
NSF cheque USD 37.10Investigation fee USD 10.60Credit card replacement fee Duplicate statement fee
USD 21.20USD 10.60
